Hail and Storm Damage Roof Repair in Oklahoma

Signs your roof has storm damage

Not all hail damage is visible from the ground. Look for:

• Dented or bruised shingles — soft spots, missing granules, dark circles
• Dents in gutters, downspouts, vents, or flashing (often the first proof)
• Cracked, curled, or missing shingles after high wind
• Granules collecting in gutters or at downspout exits
• New ceiling stains or daylight in the attic after a storm

If a storm just crossed your area, an inspection is the only reliable way to know what your roof is dealing with.

What to do in the first 48 hours

1. Stay off the roof. Wet shingles after a storm are a fall risk. Look from the ground.
2. Photograph the damage. Capture roof, gutters, siding, windows, and outdoor items you can see safely from the ground, with dates.
3. Prevent further damage. If water is getting in, a temporary tarp is usually reasonable. Keep your receipts and ask your insurer how they handle it.
4. Call your insurance company. Open a claim and keep the claim number handy.
5. Get a written inspection. Choose a local contractor you can reach again later, and be cautious of anyone who asks for full payment up front.

How the insurance claim works — and where we help

We don't work for your insurance company, and we don't work against it. We document what is actually on your roof.

1. You file the claim. The insurer sends an adjuster to assess the damage.
2. We inspect and document. Photos, measurements, and a written scope of work for the repairs needed.
3. Compare the scope. When the insurer issues its estimate, we compare it against the real scope and explain any gaps.
4. Approve and schedule. Once the claim is settled, we schedule the work.

What is covered, your deductible, and your filing deadline are set by your own policy. Read it, or ask your insurance agent, before you decide anything.

What does hail damage repair cost?

It depends entirely on what the inspection finds, so we won't quote a number sight-unseen. In general terms, a small, isolated repair on a younger roof is usually a modest job — often from a few hundred dollars to a couple thousand — while widespread hail damage usually means a full replacement. See the historical ranges on our roof replacement page.

On an insured claim, your out-of-pocket is usually your deductible, which varies widely by policy. Every storm and every roof is different, so the fastest way to a real answer is a free inspection.

See roof replacement cost ranges →

Repair or full replacement?

Hail damage is rarely only cosmetic. If an inspection finds widespread bruising or broken shingle mats, a patch won't hold and replacement is the real fix. If the damage is isolated, a targeted repair can be the honest answer. Either way, you get it in writing before work starts.

Why a local contractor after a storm

After a major storm, out-of-area crews arrive and often leave before questions about the work come up. Skullco serves Oklahoma homeowners with a local phone number you can call after the job is done.

Frequently asked questions